Manish Baranwal is a distinguished leader in fintech, renowned for driving innovation, transforming global payment systems, and shaping the future of digital finance. With over 16 years of expertise, he has played a pivotal role in revolutionizing payment infrastructures at major financial institutions, including Lloyds Banking Group, UniCredit, Swedbank, Citibank, and Barclays. His deep knowledge spans SWIFT, ISO 20022, MT2MX, SEPA, cross-border payments, and regulatory compliance, making him a key figure in the global financial ecosystem.

As a Senior Software Engineer and Payments/Product Subject Matter Expert at Lloyds Banking Group UK, Manish leads high-impact initiatives to modernize payment processing. He spearheaded the migration of 45% of the bank’s payment traffic to a strategic payment engine, reducing transaction times by 30% and increasing FX volumes by 20%. His strategic vision ensures alignment with evolving regulatory standards such as SEPA, TARGET2, CHAPS, and Faster Payments, solidifying Lloyds’ position as a leader in financial technology.

Previously, at Red-Compass Labs, Manish was instrumental in executing the HVPS+ ISO 20022 migration at Mizuho Bank, significantly improving cross-border payment efficiency. He also led the Universal Consolidation Project, streamlining banking operations to enhance compliance and cost efficiency. At UniCredit, he pioneered the Global Payments System rollout across four Central Eastern European countries, strengthening the bank’s digital payment capabilities and operational agility.

Manish’s tenure at Finastra, a leading fintech solutions provider, saw him leading the SEPA product initiative, ensuring compliance with GDPR while optimizing user experience. His work resulted in a 20% improvement in processing efficiency, a 15% reduction in transaction costs, and a 10% increase in market share across 36 countries.

Recognized as a fintech innovator, Manish has received numerous industry accolades, including the CEO Award at Finastra for his leadership in digital transformation, the Project of the Year Award at Red-Compass Labs, and the Outstanding Excellence Award from UniCredit Bank for his contributions to payment modernization.

Beyond his corporate leadership, Manish is an influential mentor and thought leader. He has delivered keynote speeches at industry-leading events, including the Maharashtra State Innovation Society Summit, the Motilal Nehru National Institute of Technology conference, and the Lucknow Smart City Expo, addressing audiences on the future of digital payments, process reengineering, and financial technology advancements. Through the Digital Boost platform, he has guided 20+ organizations in digital transformation strategies. Additionally, he has mentored 50 women in fintech through StartupIndia, empowering them in product design and strategic planning.

A lifelong learner and strategic thinker, Manish has pursued an Executive Leadership Program from Harvard Online and a Leading Digital Transformation certification from Coursera. His expertise extends across product innovation, solution architecture, API integration, cloud computing, and cybersecurity. His leadership in stakeholder management, regulatory compliance, and digital transformation continues to shape the fintech industry.With a track record of delivering impactful, future-ready solutions, Manish Baranwal remains at the forefront of fintech innovation, setting new standards for efficiency, compliance, and customer-centric digital financial services.


Published on: 31-10-2023